The MiniPay Opportunity: Build, Scale, and Innovate in Emerging Markets

The Fastest Growing Non-Custodial Wallet in the Global South

MiniPay is rapidly becoming the go-to non-custodial wallet in the Global South. With over 5 million activations and accounting for 25% of new USDT addresses in Q4 2024, MiniPay is revolutionizing financial access in emerging markets.

At Verda Ventures, we’re doubling down on this momentum with the MiniPay Fund, actively seeking investment opportunities in MiniPay’s growing Mini Apps ecosystem. If you’re a builder with traction in other ecosystems, MiniPay offers a unique advantage—scaling your app to millions of users from day one.

Why Build on MiniPay?

Here are three core reasons why builders are choosing MiniPay:

1. Everyday Utility in Emerging Markets
   MiniPay isn’t just another wallet—it focuses on practical, real-world financial applications, serving users who rely on digital payments daily.
2. Integrated Discovery
   With a built-in discovery page, MiniPay allows users to engage with Mini Apps directly within their wallet, eliminating friction and boosting app adoption.
3. Opera’s Large User Base
   Developers can tap into MiniPay’s fast-growing user base and Opera’s extensive browser distribution, accelerating adoption at scale.

MiniPay’s Key Features

MiniPay is designed for speed, accessibility, and efficiency. Here’s what makes it stand out:

• Phone Number Mapping – Uses mobile phone numbers as wallet addresses for seamless transactions.
• Fast, Low-Cost Transactions – P2P stablecoin transfers with sub-cent fees.
• Lightweight Design – At just 2MB, MiniPay works even with limited data.

How We Evaluate Projects

We look at several factors when considering investments in MiniPay ecosystem projects:

1. Investment Opportunity
   • Market and industry potential (Framework)
   • Team assessment (Framework)
2. Technical Viability
   • Does the product work as promised?
3. Scalability & Market Fit
   • Does it solve a problem for a significant segment of MiniPay’s audience?
4. User Experience
   • Is the UI/UX clean, simple, and usable without prior crypto knowledge?

High-Potential Categories for Investment

We’re actively exploring investments in:

🔹 Remittances & Payments – Public key-phone number mapping, stablecoin gas fees, regional on/off-ramps, and infrastructure solutions.

• Investments: Mural & Beam

🔹 Fiat On/Off Ramps – Seamless fiat-to-crypto transitions.

• Investments: Pretium & Partna

🔹 Foreign Exchange – Stablecoin liquidity solutions for emerging markets.

• Investments: Mento

🔹 Savings & Yield – Auto-saver products, yield aggregators, and novel stablecoins.

🔹 Productive Lending & Capital Formation – Mobile-first microcredit, crowdfunding, and SME lending.

🔹 Identity – Wallet-native identity solutions leveraging phone number mapping.

🔹 Content & Media – Interactive MiniPay-native content and engagement apps.

🔹 X-To-Earn – Microwork, gig economy, and data monetization models.

🔹 Social Mobile Gaming – Sports gaming and Web3-native game economies.

🔹 Personal Finance – Payment splitting, quick payment links, crowdfunding.

🔹 B2B & Merchant Tools – Web3-powered small business tools (billing, loyalty, supply chain management).

🔹 Surprise Us! – If you’re working on an innovative idea that can drive high engagement and profitability, we want to hear about it.

Next Steps: Apply for Funding

🚀 If you’re building in the MiniPay ecosystem, here’s how to get started:

1. Pitch Us – Email team@verda.ventures with a deck and/or product demo. We prioritize projects with quantitative traction.
2. Build With Celo – If you’re still in development, check out Celo’s developer docs and participate in the Proof-of-Ship contest to showcase your project.
3. Fast Investment Decisions – Our investment committee includes core Opera team members, ensuring swift and strategic funding decisions.

MiniPay is unlocking the next frontier of Web3 adoption—and we’re looking for the boldest builders to shape the future. Are you in?